Loan Delivery Model

Modified Grameen bank, Bangladesh model (GB): In which a group of five to 8 people federate to form a “Center”.  “Center” is a place where minimum two and maximum 8 groups meet regularly for financial transactions. In this model credit is provided to individual one without collateral.

Joint Liability Group model (JLG): This model has been applied in urban areas where individual loan is provided in a group of 3 to 5 people. This loan targets to business people and provided without physical collateral on the project appraisal basis

Individual Lending model:  This is collateralize loan in which loan is provided to individuals based on project and client appraisal.

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